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Can I get Home Loan On A Property That I Already Own?


By Unregistered Visitors, Section Ask Questions
Posted on Thu Jun 01, 2006 at 01:17:54 AM EST

Dear Friends,
I am in a fix and hope some of you can help me, I bought a property one year back and opted for the Construction Linked Plan for the Payment.

Initially I thought that I would be able to pay them but now it seems impossible because the installments are coming almost every month. Now I want to take the home loan for this property. The pending payments are around 15 Lakhs and Loan I need is for 20 L.

I talked to one or two agents regarding this. They informed me that I can't get home loan because I have already bought the property. The Bank gives cheque on the name of the current property owner and in this case since owner and person taking loan are same it will not work. Is it true? If Yes, then what option do I have?

Regards,
A person in need.

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Can I get Home Loan On A Property That I Already Own? | 2 comments (2 topical, 0 hidden)
Yes You can get Loan (none / 0) (#2)
by djain128 on Fri Jun 02, 2006 at 08:44:59 AM EST
Many Bankers are giving loans against pre owned properties. You may talk to your banker for loan against property. In case you experience difficulties You may Contact either Qubrex@gmail.com or Sanjay 9811987371 or Deepak Jain 9811063827. We can arrange the Loan for you.

Deepak Jain

The positive actions you take do not stop with you. Many of them go on and on, far beyond you, to people and places you will never know about.



You can get a loan ... (none / 0) (#1)
by Unregistered Visitors on Fri Jun 02, 2006 at 06:42:53 AM EST
If you identify your property, it would be easier to provide an appropriate answer. If your property is  a builder floor, then you have a problem. But if it is an apartment then you can get a loan on your property, and the two agents who counselled you were wrong.

We talked to our associate banker and they said that out of 20 lakhs that will be disbursed, 15 lakhs will go directly to the builder while Rs 5 lakhs cheque will be given you. Also they will convert your construction-linked plan to a downpayment plan.

Talk to your banker, or call us to arrange a loan for you.

Qubrex Properties
98 716 70006





Can I get Home Loan On A Property That I Already Own? | 2 comments (2 topical, 0 hidden)

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